Fodor's Expert Review Hotel on the Cay

Hop on the free ferry to reach this peaceful time-share resort in the middle of Christiansted Harbor and offering pleasantly furnished rooms with harbor views, balconies or patios, and kitchenettes for times when you don't want to eat at the hotel's beach bar. The island location sounds remote, but the ferry ride takes no time at all. The captain zips over to the waterfront whenever he sees someone waiting. In addition to sunning at the sandy beach or pool, chatting with fellow travelers, and strolling the lushly planted grounds, you can play beach volleyball or try snorkeling and other water sports. Keep an eye out for one of the endangered St. Croix ground lizards that call the 5-acre Protestant Cay home—but don't touch, as they can deliver a nasty bite.